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Re: Questions to ask


Maureen, here are some questions that I would ask:

Would the reform give workers more freedom over their retirement options? In
other words, would a worker be able to choose her own retirement age, would
she be able to choose how she would like to receive retirement benefits
(lump sum, annuity, etc.), would she be able to choose to share her
retirement savings with her children or a local charity?

Would the proposal result in a better rate of return on payroll taxes? In
other words, would the proposal give workers a better deal for the dollar?

Would the worker, should she die before retirement, be able to leave her
retirement savings to her spouse or children?

Is the reform fair and affordable? In other words, would the proposal be a
self-funded system or would it place financial expectations and payment
burdens on future generations? Is the cost of the reform paid equally across
generations or is one generation expected to pay more than others?

Darcy Olsen


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