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RE: Values


It is naive to think everyone who works can save for retirement
 voluntarily.  The bottom two or three fifths of working people
 are not in a position to put aside from each pay period more
 than Social Security takes without making severe and even lethal
 sacrifices.  When illness strikes are we supposed to get health
 care or save for retirement?  When our children have only shoes
 with holes to walk to school through the snow are we to save for
 the future or bury a pair of shoes.  Any viable plan must be
 grounded in reality, not in the vapid pipe-dreams of the
 affluent.  Get real, please.


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