Senator Grams has authored Senate bill S-2552 containing a fully privatized retirement system. This plan offers the American people control of their retirement years through personal retirement accounts. Those who have not seen the bill should take a look. I have seen it at: http://thomas.loc.gov/cgi-bin/query/C?c105:./temp/~c1053Mh0zc
and I saw reference to it at: www.socialsecurity.org