"A racially mixed, residential business community, the Central North Side has seen a concerted effort to halt urban decay. In the mid 1960s, a group of area residents and leaders from Pittsburgh financial institutions created the Neighborhood Housing Services (NHS) program. Since 1968 [through 1977] NHS [made] in excess of one million dollars of home improvement loans to area residents with funds provided by a local foundation, and has served as a model for a national program. Additionally, the Pittsburgh History and Landmarks Foundation has assisted in the restoration of many houses in the Mexican War Streets section of the neighborhood." (34)